Bank Limitations & Losses
My Solution

My solution to the problems we have with our entire banking system consists of not trying to reform a bad system but to transform it into an entirely new free-market system. Get the government out of the money and banking system entirely. No amount of meddling or adjusting to a bad system will ever make it good. We need a free market system in which the supply of money stays relatively fixed and depositors bear the risks inherent in storing their money in a financial institution.